Purchase & financing
What you pay, what it costs to close and how the purchase is financed.
Purchase
For example, a credit from the seller. It lowers your purchase cost.
Closing costs
Legal, title insurance, inspection, appraisal and similar costs. Land transfer tax is calculated separately below.
Enter 0 if there are none.
Closing costs total
Not available yet
Enter a total, or 0 when there are none.
At closing
Worked out from your entries on this page.
Land transfer tax
Estimated Ontario land transfer tax based on your proposed purchase price. No rebates or additional taxes are included in this amount.
Leave blank to use the purchase price.
Ontario and Toronto amounts are shown separately. Rebates, non-resident taxes and Toronto's separate administration charge are not included. Confirm the final figures with your lawyer.
Acquisition financing
How you'll fund the purchase until the refinance. This isn't a lender quote or approval.
Down payment and loan amount
Enter one of the three; the other two are calculated from it and the price.
Down payment amount
Down payment percentage
Loan terms
Loan fees
Each fee is counted once. Fees added to the loan are already part of the loan amount, so they aren't added again.
Month 0 is closing.
Charged when the refinance pays this loan off.