Results & scenarios
How the deal looks on your numbers, what drives it and how much it could change.
To complete the analysis
Some results can't be worked out until these are filled in.
- 1. PropertyProperty name
- 2. Purchase & financingPurchase price · Acquisition costs · Land transfer tax · +4 more
- 3. Units & incomeAt least one unit
- 4. Renovation & timelineRenovation budget (enter 0 if none) · Refinance month
- 5. Expenses & reservesExpenses during the project · Stabilized operating expenses · Vacancy · +3 more
- 6. RefinanceAfter-repair value · Maximum loan-to-value · Refinance rate · +3 more
Headline results
Cash needed
Cash back at refinance
Cash left in the deal
Monthly cash flow
- Cash-on-cash
- Not available yet
- DSCR
- Not available yet
- Cap rate
- Not available yet
- Yield on cost
- Not available yet
- Equity after refinance
- Not available yet
Based on the assumptions entered. Actual results may vary.
What stands out
The main points from your numbers. There's no overall score, since a deal can fit one strategy and not another.
Observations appear as the analysis fills in.
How this is worked out
- Plain facts use simple lines: whether cash flow is above $0, whether NOI covers the mortgage payments, and whether all of your capital comes back.
- Anything else is measured against the targets you set above.
- Break-even occupancy keeps rents, collection loss, fixed costs, financing and reserves the same and adjusts management as income changes.
- The assumption with the biggest effect comes from the sensitivity section, where each change is tested on its own.
Refinance
- Loan-to-value at refinance
- Not available yet
- Equity after refinance
- Not available yet
Stabilized operations
Not available yet
Project cost and capital
Not available yet
Month by month
From closing (Month 0) to the end of the project. A unit earns $0 in any month with no rent scheduled.
The timeline appears as you add renovation months and unit rent dates.
Scenarios
Your numbers next to a more cautious and a more hopeful version. Each one starts from your base case.
| Measure | Conservative7 changes | Base caseYour entries | Optimistic4 changes |
|---|---|---|---|
| Cash needed | Not available yet | Not available yet | Not available yet |
| Cash back at refinance | Not available yet | Not available yet | Not available yet |
| Cash left in the deal | Not available yet | Not available yet | Not available yet |
| Monthly cash flow | Not available yet | Not available yet | Not available yet |
| Cash-on-cash | Not available yet | Not available yet | Not available yet |
| DSCR | Not available yet | Not available yet | Not available yet |
| Equity after refinance | Not available yet | Not available yet | Not available yet |
Based on the assumptions entered. Actual results may vary.
These starting settings are just examples, so change them to match your own view. To see the effect of one change at a time, use the sensitivity chart below.
Sensitivity
How much each assumption moves the result when you change it on its own. The biggest effects are at the top.
Shows up once your base case has a monthly cash flow.
Before you rely on this
The numbers that matter most here, and who can confirm them.
- 1
Land transfer tax basis, date and classification
Confirm with your real estate lawyer. Rebates, exemptions and other taxes aren't included.
- 2
Acquisition loan amount, rate, term and fees
Get a written commitment from the lender, including any payout penalty.
- 3
Refinance loan-to-value, rate, amortization and costs
Talk to a lender or mortgage broker. Approval and the amount they'll lend aren't assumed here.
Report
A print-ready summary to save as PDF, share with a partner or bring to a lender.
Have a property you're considering?
The calculator can help you understand the numbers. If you want to talk through the property, financing assumptions, strategy or Windsor-Essex County market context, connect with Jeremy.
Important information about this analysis
The BRRR Analyzer is here to help you work through the numbers on a property and learn along the way. It doesn't replace your own due diligence or professional advice, and the decision is always yours.
These are estimates
Calculations and results are estimates based on the information and assumptions you enter. Projections are not guarantees of future performance, and actual financing, renovation, operating, tax, legal, market and resale results may be different. Figures are before income tax unless noted.
Things change
Market conditions, lending requirements, interest rates, taxes, insurance, construction costs, rents and regulations can change at any time, including after an analysis or report is prepared.
Check the details
Independently verify property-specific information and do your own due diligence before you purchase, finance, renovate, refinance, sell or otherwise invest in real estate.
Who to check with
- Confirm financing assumptions with a qualified mortgage professional or lender.
- Confirm zoning, permitted use, building compliance, rental legality and development potential with the municipality and the right professionals. Adding a unit or rent here doesn't mean it's allowed.
- Take tax and accounting questions to a qualified accountant.
- Take legal questions, including tenancy matters, to a qualified lawyer.
- Have construction, structural, environmental and building matters reviewed by a qualified contractor, engineer or inspector.
About the BRRR Analyzer
- Refinance proceeds depend on the appraisal, the lender's underwriting and your qualifications. The value, loan-to-value or loan amount you enter doesn't tell you what a lender will approve.
- Renovation budgets, timelines and rent start dates are assumptions until you have quotes, permits and signed leases.
This isn't advice
Jeremy McGraw, McGraw Real Estate and RE/MAX Capital Diamond do not provide legal, accounting, engineering, lending or other specialized professional advice through this tool. Nothing here is personalized investment advice or a recommendation to purchase, sell, renovate, finance or refinance a property. A report from this tool hasn't been reviewed or verified by anyone.